As an NFM Branch Partner  you will be a Direct Lender on Conventional,  Jumbo, FHA, VA, USDA, and Reverse Mortgages with no YSP disclosure. Due to our exceptional performance NFM is afforded the best pricing from all our investors and we pass it on to you.  NFM branch partners have the ability to customize the pricing model for their branch and retain anywhere from 2%-3% in compensation included to the branch at the par rate.

Pricing & Products

NFM utilizes a highly customized version of NYLEX for all our pricing needs. In addition we have a dedicated team of professionals in our secondary marketing department to assist you with any lock related issues. The lock desk is open extended hours for your convenience and all our branches receive up to the minute updates on changes in the market to keep you ahead of the curve.

Company Fees

In an effort to maximize your profits NFM has streamlined their fee structure to be very competitive. Your success is our first priority. Above and beyond a standard underwriting fee, we charge a flat admin fee on every closed loan that ranges from $95-$375 depending on, loan type (FHA/VA/Conforming) and percentage of purchase business versus refinance business. Once we've agreed on an admin fee for your branch, that same fee will be charged on all loans and will not vary depending on monthly volume or loan size. We are constantly comparing our fee structure with the competition and 9 times out of 10 we're cheaper in price and higher in service. We hope you agree that's a combination that cannot be ignored.

Marketing Support

Our marketing team is devoted to assisting branches with targeted, effective marketing strategies that have proven to be effective in any interest rate environment. We realize how frustrating and time consuming lead generation can be so we've worked tirelessly to take the anxiety out of developing leads so you can focus on generating loan revenue. Every lead campaign is tailored to your desired target and passed along to you at our cost. Leads are developed through various strategies including print, television, billboard campaigns, trigger data and direct mail. We also have an array of marketing material that is sure to "wow" real estate agents if your main focus is developing purchase business.

Licensing

NFM is committed to being licensed where the best business opportunities exist. Currently, we are licensed in 24 states. We are constantly looking at home value models and reassessing out reach. We are currently licensed in the following states: – Alabama, California, Connecticut, Delaware, District Of Columbia, Florida, Georgia, Illinois, Indiana, Massachusetts, Minnesota, Maryland, New Hampshire, New Jersey, New York, North Carolina, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, West Virginia.

Benefits Overview

NFM offers a full array of benefits to our employees and branch partners. As part of our NFM family your will be eligible to participate in our Health insurance after the first 90 days of employment and 401k after the first 180 days. Other benefits include Dental, vision, disability insurance, life insurance and even pet insurance.

NFM is currently seeking branches in:

Alabama, California, Connecticut, Delaware, District Of Columbia, Florida, Georgia, Illinois, Massachusetts, Minnesota, New Hampshire, New Jersey, New York, North Carolina, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Virginia & West Virginia